UK business loans for manufacturing
Equipment finance, working capital against orders, asset-backed lending against plant and machinery. Capex-heavy where asset finance is often the right answer over unsecured term debt.
Cash-flow shape
Order-led, capex cycles tied to capacity expansion. Long supply chains create stock-funding gaps.
Products that fit
- Asset finance
- Asset refinance to release equity
- Invoice finance against B2B receivables
- Commercial mortgages for owner-occupied premises
Top UK lenders for manufacturing
- Allica Bank
- Aldermore
- BNP Paribas Leasing Solutions
- OakNorth (£500k+ tickets)
Typical tickets
£50k to £5m+
Watch outs
- Cyclical end-customer (automotive, aerospace) drives concentration risk.
- Aged plant valuations.
- Supply-chain finance interactions complicate underwriting.
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Open our /get-quotes/ matcher →Last reviewed: 2026-04-26.