Qatar Islamic Bank UK

By Oliver Mackman · Reviewed 2026-04-26 · FCA regulated · PRA bank

Overall
3.9/5
Ticket range
£1m to £50m+
Decision time
4 to 8 weeks
UK PRA bank
Yes

QIB UK is the UK arm of Qatar Islamic Bank, focused on high-net-worth Sharia-compliant private banking and larger commercial property and structured-finance deals. Not for SMEs sub-£1m. Strong Sharia governance with the parent bank's Sharia board.

Sharia structures offered

  • · Murabaha
  • · Ijara
  • · Sukuk-backed structures

Pros

  • ✓ PRA-regulated UK bank.
  • ✓ Backed by Qatar Islamic Bank parent.
  • ✓ Strong on large structured deals £1m+.
  • ✓ Robust Sharia governance.

Cons

  • ✗ Sub-£1m tickets not engaged.
  • ✗ Slow underwriting cycle.
  • ✗ Private-banking style relationships.

Best for

  • · HNW Sharia-compliant property and structured deals
  • · £1m+ commercial finance
  • · International parent-backed structures

Weak at

  • · SMB working-capital needs
  • · Speed-prioritised cases

Sharia governance

Reports to Qatar Islamic Bank parent Sharia Supervisory Board.

How to apply

Apply directly via www.qib-uk.com. Qatar Islamic Bank UK works on a relationship basis for commercial finance; expect a qualified call before a written term sheet.

Editorial only. We are not an FCA-authorised adviser. Qatar Islamic Bank UK did not pay for or pre-approve this review.

Trusted comparison data sourced from

UK FinanceABFABusiness MoneyFundInvoiceBCR PublishingThe Gazette
85 providers compared Updated April 2026 Independent editorial